Dramatic performance improvements by improving revenue – Part 2
n Part-1 we discussed how the simple business models of disruptors give them a cost advantage. But they are also winning with new revenue models. For traditional service providers such as banks to regain an edge, there needs to be dramatic performance improvement in...
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Performance Improvements by Rethinking Regulation – Part 1
Are you confident that you can drive the necessary performance improvements required to compete in a disrupted market. That your systems and processes can rise to the challenge. This is a key concern for executives who are now facing structural challenges rather than cost issues.
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Credit Risk Superseding Delinquency
Regulation and market disruption is forcing a convergence of delinquency and lending assessment. Gain a competitive advantage by integrating this all under a new credit risk management structure. Dynamically react to market changes and risk through...
read moreRegTech – Shrinking Regulatory costs through Innovation
RegTech is expected to grow faster than FinTech in the next few years. There is an urgent demand to drive greater productivity in regulation and strategy. To shrink internal bureaucracy and allow the business to grow again. Businesses are frantically looking for...
read moreHow Disruption is changing the business model
I was invited to a Fintech forum in London to speak on a regulatory panel with ASIC Chairman Greg Medcraft. I met with challenger banks, fintechs, the FCA and visited innovation labs of banks. I was involved in discussions from open banking to cybersecurity and...
read moreProruption Beats Disruption for Growth and Profits
To drive strong sustainable growth and profits, stop thinking disruption and start thinking proruption. Yes “proruption” is a word and it means bursting forth. Imagine your business bursting forth from the competition and having sustained strong growth and...
read more2017 New Year Resolution – Embrace Change for Success
2017 will be climatic as businesses eventually let go of the past. 2017 will see many rebuilding solid growth and margins as they eventually adopt new business models. Business models they have been resisting for far too long. We will also see many big failures as...
read moreAchieve exceptional growth in a downturn
Every consumer asks themselves “how will this product or service add value to my life?” Every CEO asks the same question of suppliers. So why do we not think this is what our customers are asking. It is ironic that executives who interrogate me on how I would add...
read moreLooking for Results – Rethink your innovation strategy
We know innovation is the key to success. So if it is seen as the magic answer why are the results not meeting expectations? The cause is likely the adoption of a poor innovation investment strategy. The quadrant info-graph classifies innovation strategies into 4...
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